Published November 1, 2026 in Market Update

North Fort Collins prices rose even with fewer sales

By Christopher Fry | Realtor

Real estate, North Fort Collins

Here is the one thing that matters most for North Fort Collins homeowners right now: prices went up, not down, even as fewer homes sold. The Real Estate Data Aggregator counted 164 homes sold in ZIP 80524 in the three months ending August 31, 2026. That is down 7.3% from the same period a year before. But the median sale price still rose to $593,366, up 7.1% year over year.

To put that 7.1% gain in context: the Federal Housing Finance Agency reported U.S. home prices rose just 2.4% from August 2025 to August 2026. North Fort Collins nearly tripled that pace. Values here held up better than the broader national trend, which is worth knowing if you have been wondering what your home is actually doing.

Fewer homes, faster contracts

The Real Estate Data Aggregator counted 236 homes for sale in the three months ending August 31, 2026. That is down 18.1% from a year before. New listings also fell, dropping 21.9% to 200 homes. Less supply kept prices supported even as buyer activity slowed. That is the simple math behind the price gain.

Even with homes sitting a bit longer overall, the Real Estate Data Aggregator found that 32.9% of listings went under contract within two weeks. That share is up 4.2 points from a year ago. So well-priced homes are still moving quickly. The ones that are not priced well are pulling the median days on market up to 54 days, which is still 8 days shorter than the same period last year.

What this means if you own a home here

The sale-to-list ratio held steady at 98.9%, meaning sellers are getting very close to their asking price on average. That is a good sign. The share of homes selling above list did slip 3.9 points to 15.9%, so bidding wars are less common than they were. Pricing accurately matters more now than it did a year ago.

Nationally, Realtor.com reported that price cuts hit 4-year highs in September 2026, and mortgage rates topped 7% that same month. North Fort Collins is not immune to those pressures. But the local numbers through August 31, 2026 tell a story of a market that is holding its ground better than most.

One last thing worth saying: ZIP 80524 covers a lot of ground. What is happening on one street can look very different from what the overall numbers show. The data above is a starting point, not the final word on your specific home.